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Give suggestions on Report of the Committee on Digital Payments

Give suggestions on Report of the Committee on Digital Payments
Start Date :
Dec 28, 2016
Last Date :
Jan 12, 2017
00:00 AM IST (GMT +5.30 Hrs)
Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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Showing 2796 Submission(s)
ARUN KUMAR GUPTA
ARUN KUMAR GUPTA 9 years 5 months ago
We have moved from Surplus Cash to Less Cash post Demonetization.However, there are certain deterrents.One of them is bank charges on using On Line payments or use of cards.It is difficult to understand why bank should charge if use of electronic mode does not increase work and actually reduces their load and increases volumes.Further,when user is to pay more why should use electronic mode?Banks are suppose to charge for delay in clearing outstanding dues or if balance goes below minimum balance
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Sunil Kalra
Sunil Kalra 9 years 5 months ago
Every time I pay for petrol with my debit card, I am charged up to Rs. 3 per litre extra as bank charge. I am not using credit card. Its my money so why should I pay anything extra just because Government is not allowing me cash withdrawals. If you really want digital payments to succeed, there should be NO SERVICE CHARGE on digital payments.
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Hariharan Krishnamurthy
Hariharan Krishnamurthy 9 years 5 months ago
Issue "Universal UPI Card" This UUC debit card can replace all existing debit cards. All consumers will have to do is to link each of their bank a/c to their ONE UUC debit card. This saves consumers from carrying many debit cards. What happens when a vendor swipes this UUC debit card? 1) Swipe UUC card 2) Enter Amount 3) If more than 1 a/c is linked, then bank option pops up. Consumer can select bank 4) Enter security pin 5) Transaction complete Same can apply for UUC credit card too!
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Abhishek Modak
Abhishek Modak 9 years 5 months ago
End all surcharge or transaction charges from all types payments, incentivize cashless or digital payments. Tax Cash Withdrawals made above Rs. 4500/day & Rs. 24000/week. The BHIM App should be improved to support more than one Bank at a time. Introduce a mechanism such that 2 or 3 banks can be connected at a time and the user can chose which account to pay from. Also a lot of improvement is needed on the BHIM App as fetching balance is rejected quite often.
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BRIJESH GUJRATI
BRIJESH GUJRATI 9 years 5 months ago
Still problem in bhim application , interface between bank of Baroda and application very poor , many times timeout , password reset not work , password cannot change , I have facing all these problems with bob ,
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gaya marshalling yard
gaya marshalling yard 9 years 5 months ago
On card swipe Per transaction 1.5% tax liya ja rha abhi kya yeh gov ki taraf se hn ki shopkeeper le rhe, kya aise bdega cashless india.
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Amol kulkarni_8
Amol kulkarni_8 9 years 5 months ago
Cashless transaction can't be an effective alternate for cash payment until its duration doesn't cope up with cash payments duration i,e less than 10 seconds.Especially for millions of low cost payments.Imagine if there is rush/que for buying a certain commodity or person is in a great hurry why would he choose EDC machine/paytm/bhim over cash? I have a suggestion in pdf attached,hope U will find it interesting. #WatalCommittee, #DigitalPayments, #DepartmentofEconomicAffairs, #NITIAayog, #MyGov
mygov_148388184732839384.pdf
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jaydeep lunawat
jaydeep lunawat 9 years 5 months ago
Dear sir, digital payment is good and it is also good that govt. incorage people for it. But govt. fails due to bank charges for digital payment. If Govt. wants that People use digital payment Govt. have to giveup the bank charges & also give some benifet to the person.
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