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Give suggestions on Report of the Committee on Digital Payments

Give suggestions on Report of the Committee on Digital Payments
Start Date :
Dec 28, 2016
Last Date :
Jan 12, 2017
00:00 AM IST (GMT +5.30 Hrs)
Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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Showing 2796 Submission(s)
Nanjan Sugumaran
Nanjan Sugumaran 9 years 5 months ago
The private airlines such as Spicejet and Indigo are discouraging digital payment by charging nearly 2.3% of ticket charges as debit card charges. Are they working against government.
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Praveen Kumar
Praveen Kumar 9 years 5 months ago
Some entities specially Schools are not encouraging people to pay through digital payment mode because the money become white. To bring these entities to cash less, government should provide toll free help line for people to complain about such entities who are not accepting digital payments and government should take necessary action. Doing this no one will dare to deny digital payment.
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Sundar_15
Sundar_15 9 years 5 months ago
On Digital payment commission (currently 1-2%)and payment to the vendor(15 to 45 days) is a major problem of accepting in digital payments. The government banks can come up with transaction based fee (0.50 paisa per transaction) and pay to the vendor within 3 days. The volume of transaction will nullyfy the cost of the operations. It will remove the bottle neck in the system
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Sundar_15
Sundar_15 9 years 5 months ago
Make Service sectors to accept digital payment: Pvt Doctors, Lawyers, hospitals, medical stores are not encouraging the customers to pay through digital because the money become white. All the billing should be on cloud with tamper proof POS software. This will results 3 fold increase of digital payment and tax collection. The infrastructure will not cost much since it is existing for B2B (GST regime). It should accomodate few areas of B2C billings.
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Sundar_15
Sundar_15 9 years 5 months ago
Make Gold purchases cash less: High End materials (gold/Silver) etc should not be bought using cash (except mangalya sustra) i.e Gold houses should not handle cash which remove $33 billion out of hard cash. The bank can also issue Gold cards to exchange it to the gold stores for ornaments of the customer choice.
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Sundar_15
Sundar_15 9 years 5 months ago
Digital Cheque Payments: The cheque payment is widely used but the only problem is there is no guarantee for the cheque. cannot collect the payment from unknown. The complex cheque bounce cases waste lot of effort / money / time. Simple digital solution: The account holder call 1800 number and enter cheque no, amount, payers phone number, pin code (AtM pin code), the receiver of the cheque gets the sms from the bank. The bank set aside the amount for the cheque and guarantee the payment.
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Anshul Gupta
Anshul Gupta 9 years 5 months ago
Just like *99#, make another USSD for E-Rail ticket. Suppose any person wants to book a ticket then he will dial USSD in which he will put firstly the train no. then destination e.g. if he wants to book a ticket from Delhi to Lucknow then he will put the code of the station i.e. DLI to LKO, if seats are available then he can easily book a ticket. Now what about payment- There may be so many types e.g. through bank account, through IRCTC E-wallet, through Paytm, through Freecharge or so many.
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Sundar_15
Sundar_15 9 years 5 months ago
Digital Cheque Payments: The cheque payment is widely used but the only problem is there is no guarantee for the cheque. cannot collect the payment from unknown. The complex cheque bounce cases waste lot of effort / money / time. Simple digital solution: The account holder call 1800 number and enter cheque no, amount, payers phone number, pin code (AtM pin code), the receiver of the cheque gets the sms from the bank. The bank set aside the amount for the cheque and guarantee the payment.
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Lijo kurian
Lijo kurian 9 years 5 months ago
The cahrges for card payments can be reduced by increasing the charges for cash transactions.by this way banks will not be hit by reduced income and public will be compelled to do more digital transaction
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rohit_544
rohit_544 9 years 5 months ago
hii sir good evening.. sir ye govt ki websites me mail address and contact no. hota hai unhe thoda check kijiye 90% mails ka rply n ata aur 90%kbhi calls n lg skti isliye sir online payments log tbhi krege jb unhe kisi problems ke liye jyda time n loss krna pdega sir...aur ha sir banks me jo swipe machine ke liye rules hai unhe simple kijiye
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