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Give suggestions on Report of the Committee on Digital Payments

Start Date :

Dec 28, 2016

Last Date :

Jan 12, 2017

00:00 AM IST (GMT +5.30 Hrs)

Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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Sanjiv Bansal 9 years 5 months ago

For Digital Payments, citizens should have a high level of confidence in keeping their money in Banks. "Deposit Insurance and Credit Guarantee Corporation" cover seems to be limited to Rs. One Lakh since 1993.(With various past limits being:) 5,000 wef. 1 Jan 1968 10,000 wef. 1 Apr 1970 20,000 wef. 1 Jan. 1976 30,000 wef. 1 Jul 1980 1,00,000 wef. 1 May 1993. Keeping in mind inflation since 1993 and intended preference to keep money in Banks, the limit should be increased appropriately.

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Gopinath Sarangi 9 years 5 months ago

There is acute shortage of currency of small denomination in ATM. The restriction is fine but we have to provide banks in remote and rural places with currencies as there is stoppage of day to day activities in buying goods of daily necessity. The policy makers need keep the nee of daily wage earners, farmers and remote villagers in mind while prescribing any policy to carry forward the VISION OF PM.

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Gopinath Sarangi 9 years 5 months ago

Digital payment is long term project as we have to make the facilities available in remote and inaccessible area in India. Besides the agencies like bank and service provider charge commission and this is going to be a burden on common man such as villagers, farmers etc. Provisions have to be made to waive all such charges. Our goal should be ten years to cover all transaction. There is gap between availability of announced schemes and its actual operation across whole of India.

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Madevagouda patil 9 years 5 months ago

Respected Sir, Need to focus on Strong Cybersucerity for online business.

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Namit Kumar 9 years 5 months ago

Sir, I would like to also suggest that in social inclusion of rural areas and enhance digital economy. There should be a Govt and gram panchayat model GPP setup of common smart malls or integrated system for all local and vendors shops & good connectivity from all nearest village to the mall. 1 mall in 5-10 village. And there should be saving model setup for digital transaction vs cash transaction & daily expenses saves vs weekly expenses (e.g.100 Rs saves) and experience to villagers for mall.

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sujitkumar v chatur 9 years 5 months ago

Respected Sir, Need to focus on Strong Cybersucerity for online business As per indian Constitutions every indian have right to provide the suggestions for to build the nations artical no 122 every

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sujitkumar v chatur 9 years 5 months ago

Respected Sir, If BJP Provide the all swping machine in distict area it will help to people go online and vs bjp will get more Vote for upcoming Elecaions need to focus on online business

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Namit Kumar 9 years 5 months ago

I would like to suggest that in the nature of change in digital economy, there should be some mandatory terms of making transaction digital. So like 10℅ of total salary in formal or informal sector should go to wallet account in partnership of bank and payment companies. And that's should attract tax saving on that amount. Same for the merchants it should be mandatory to show there 10℅ total earnings through digital channel and tax should be more if either Consumer or merchant not shows interest

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Amitkumar Pandya 9 years 5 months ago

Dear Sir, just a simple opinion of my self is - "the transaction charges must be waived off permanently for using debit card, otherwise people again move back to cash payments. Even many banks taking annual maintenance charge on debit card also.

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Ashish kumar mittal 9 years 5 months ago

Sir. Connect all ATVM machine to paytm net banking, debit/credit card also. It made be more easer to digital india. Because every person can't buy all zone cards

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