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Give suggestions on Report of the Committee on Digital Payments

Start Date :

Dec 28, 2016

Last Date :

Jan 12, 2017

00:00 AM IST (GMT +5.30 Hrs)

Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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jasvinder singh chattha 9 years 5 months ago

Digitization is a wonderful step taken by our Respected PM , but it will be success if it will be supported all the side , today i heard the news the bank charging on debit or credit transaction but it will again force to cash payment because no any enterprise, or distributor, or any others businessmen will accept due to charges, for example in case of petrol pump distributors, why they want their loss? The Digital transaction should be free , it will be beneficial both side.

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Prashant Chaudhari 9 years 5 months ago

Thanks to government to launch BHIM application.I believe Transaction charges will not be there if we transact through BHIM application.I will like to highlight following two points. 1. Government to keep check on banks if they are supporting this application. 2. Since BHIM app. is without any advertisements , etc which will consume high data. Government can think making the telecom operators mandatory to allow all mobile users to use there network without any data charge or activation.

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Prashant Chaudhari 9 years 5 months ago

Thanks to government to launch BHIM application.I believe Transaction charges will not be there if we transact through BHIM application.I will like to highlight following two points. 1. Goverment to keep check on banks if they are supporting this application. 2. Since BHIM app. is without any advertisements , etc which will consume high data. Goverment can think making the telecom operators mandatory to allow all mobile users to use there network without any data charge or activation.

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Prashant Chaudhari 9 years 5 months ago

Thanks to government to launch BHIM application.I believe Transaction charges will not be there if we transact through BHIM application.I will like to highlight following two points. 1. Goverment to keep check on banks if they are supporting this application. 2. Since BHIM application is without any advertisements , etc which will consume high data.Goverment can think making the telecom operators mandatory to allow all mobile users to use there network without any data charge or activation.

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Sajeev Bhatia 9 years 5 months ago

At present there have been many cases, where Indian debit or credit cards have been used fraudulently outside India. This results in inconvenience to the card holder to get the money back The banks should implement software authorization which can block the use of cards outside India. The authorization to allow use outside India when card holder is travelling abroad should only occur after written request or through the bank website only. This will reduce fraud and card holder liabilities

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Parag Modi 9 years 5 months ago

1.The very first thing for Digital Payment or online banking is to stop charging any transaction charge for all transaction made digitally. Bank already charging Card fee. 2.Cash withdrawal should be chargeable after 3 time in a month. 3.Give order to banks sir. Banks are running because of RBI. 4.continue to give discount on digital payment. 5.Fix limit of Cash transaction of shop keeper so that they will say to customer for online or digital payment.

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PRAKASHA RAO 9 years 5 months ago

As a common man I have following concerns to ensure smooth less cash/nocash transactions: 1.Develop poilicies for long term cashless transctions rather than short term sops 2.With time policies need to be further liberal so that it should be encouraging rather discouraging 3.WiFi/ internet availability at remotest of remote place 4.Accessibility of net/ wifi facilities at reasonable cost without additional burden to common man 5.Price discount on opting for cashless business

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Rajendra Sharma 9 years 5 months ago

क्या ऐसा संभव है कि सभी बैंक सॉफ्ट वेयर में अपने सभी ग्राहकों को मोबाइल बैंकिंग सेवा उपयोग कर्ता *९९# , ussd , upi में आटोमेटिक हाँ चयन कर दे छे माह तक उपयोग नहीं करने पर सेवा डिसएबल कर दी जावे तथा आवश्यक वस्तु खरीदने पर नागरिकों से रिज़नेबल चार्जेज लेवी किये जावें Prize scheme may be extended & be made more attractive & clear (user friendly availability ) Provide helping hands to educate users. (organize mandatory practical camps in every district

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Praveen Gupta 9 years 5 months ago

govt should give a award or certificate to person. who recognized a guilty person like (Black money ,Criminals ,thief ,Bad politician, Bad businessman, Scams) and inform govt with specific email ID , govt also promote that email id.it will make a good help to purify India.

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Hitesh Mistry 9 years 5 months ago

simplest system without any charge should be developed for cashless transaction from any mobile. just as we book Gas cylinder. All mobile no and banks should be linked. A person has to dial from his mobile *99*100*1234567890# where 100 is amount and 1234567890 is mobile no of the receiver. sender's mobile no is already registered so not required. payment is transferred from sender's bank to receiver's bank

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